Greggs is giving customers a new reason to step outside their usual order with the return of its Steak & Stilton® Bake – and this time, there’s a safety net. Combining diced beef in rich gravy with blue Stilton®, grilled onions and Greggs’ signature flaky pastry, the bake brings a more distinctive flavour to one of the UK’s favourite grab-and-go categories.
But Greggs hasn’t simply launched a new product and left customers to take their chances. Through its “But I Don’t Like Stilton® Insurance”, anyone who buys the Steak & Stilton® Bake and decides it isn’t for them can swap it for a classic Steak Bake. The promotion runs at participating shops from 3 September to 18 October 2026, subject to availability and its terms and conditions.
Pasty insurance – and it’s a clever way of removing one of the biggest barriers to trying something new: the fear of wasting your money on a product you might not enjoy. Rather than simply telling consumers to be adventurous, Greggs has created an incentive that makes experimentation feel almost risk-free.
And the early response suggests customers were willing to take that chance. Greggs reported that more than half a million Steak & Stilton Bakes were sold during the first week, with just 0.4% returned under the offer. The company described it as its second-biggest launch, behind its Festive Bake.
It’s a great example of how product innovation doesn’t always have to mean putting the consumer at risk. Innovation can be about introducing an unfamiliar flavour, format or combination while finding creative ways to make the trial easier for shoppers. In this case, Greggs has paired product innovation with a simple consumer reassurance: if Stilton really isn’t your thing, you have a fallback.
For food and drink brands, that’s an interesting lesson. The challenge isn’t just creating products that people want to try – it’s also finding ways to encourage that first purchase. Greggs’ Steak & Stilton® Bake shows how a strong product proposition, a little confidence and a well-timed safety net can turn consumer hesitation into curiosity.
Image Credit: Greggs





